Mortgages Over £1 Million
Bespoke Mortgage Solutions for High-Net-Worth Individuals
When it comes to securing a mortgage over £1 million, a tailored approach is essential. At Ed Davey Mortgages, we specialise in high-value mortgages, offering bespoke solutions for those purchasing luxury properties, large estates, or prime investment properties. With access to exclusive lenders and customised mortgage products, our expert advisors will guide you through every step of the process, ensuring you secure the best deal for your financial circumstances.
Call us at 01252 918 144, book a meeting or reach out via our contact form. We’re here to help!
Your home may be repossessed if you do not keep up repayments on your mortgage.
Why Choose Ed Davey Mortgages for £1m+ Mortgages?
Access to Private Banks and Specialist Lenders
For mortgages exceeding £1 million, traditional lenders may not always be the best fit. We work closely with private banks and high-net-worth lenders who specialize in large loans, offering you access to exclusive rates and terms not available to the general public.
Personalised Financial Strategy
A mortgage over £1m often requires a more complex financial arrangement. Whether you’re self-employed, managing multiple income streams, or have significant assets, we’ll design a mortgage strategy that suits your unique financial situation and long-term objectives.
Flexible Mortgage Options
We understand that high-value borrowers need flexibility. Whether you’re looking for an interest-only mortgage, a bespoke repayment plan, or a multi-property portfolio mortgage, we offer a range of flexible options tailored to meet your needs.
Expertise in Large Property Purchases
Ed Davey Mortgages specialises in high-value transactions, from country estates to luxury city apartments. Our experienced advisers understand the nuances of purchasing expensive properties and can provide expert advice on navigating the additional requirements that come with securing a £1m+ mortgage.
What You Can Expect from Ed Davey Mortgages
Tailored High-Value Mortgage Solutions
Securing a mortgage over £1m requires a bespoke approach. We offer tailored mortgage products that meet your specific needs, including fixed, tracker, and offset options. We’ll ensure your mortgage structure aligns with your financial goals—whether you’re looking to maximize tax efficiency or minimize monthly payments.
Comprehensive Support Throughout the Process
From your initial consultation to the completion of your mortgage, our dedicated team is here to manage the entire process. We liaise with lenders, solicitors, and estate agents on your behalf, ensuring a seamless and stress-free experience.
Expert Advice on Complex Income Structures
High-net-worth individuals often have more intricate financial arrangements, including income from business profits, international assets, or investments. Our team is experienced in working with clients with complex income structures, ensuring that your mortgage application reflects your true financial capacity.
Transparent and Clear Process
We pride ourselves on providing clear and transparent communication at every stage. You’ll always know where you stand with regards to fees, rates, and the status of your application, giving you peace of mind throughout the process.
Additional Services for High-Net-Worth Clients
Bridging Loans
Need temporary financing while transitioning between properties? We can arrange flexible bridging loans to keep things moving smoothly.
Portfolio Financing
If you’re purchasing or refinancing multiple high-value properties, we can help you consolidate your loans with a portfolio mortgage, simplifying the management of your real estate investments.
International Mortgages
Looking to purchase property abroad? We can connect you with lenders offering international mortgage solutions for high-value properties in prime global locations.
Why Use a Mortgage Broker for £1m+ Mortgages?
For mortgages over £1 million, navigating the financial landscape can be more complicated than with standard mortgages. Lenders have stricter criteria, and there are often more options available—making it crucial to have a trusted advisor who understands the high-value mortgage market. At Ed Davey Mortgages, we do the heavy lifting, comparing rates, negotiating terms, and ensuring you get the best deal for your situation.
Ready to Secure Your £1m+ Mortgage? If you’re in the market for a mortgage over £1 million, our team at Ed Davey Mortgages is ready to help. With our access to specialist lenders, tailored advice, and commitment to client satisfaction, we’ll ensure your high-value mortgage is structured to meet your financial needs. Contact us today for a free, no-obligation consultation.
